Useful links
Listed below are a selection of links to relevant websites that you may find useful.
Government websites on pensions
Government information and public services online.
Department for Work and Pensions
The Department for Work and Pensions.
HM Revenue and Customs ensure the correct tax is paid at the right time.
MoneyHelper joins up money and pensions guidance to make it quicker and easier to find the right help. It brings together the support and services of three government-backed financial guidance providers: the Money Advice Service, the Pensions Advisory Service and Pension Wise.
Free online resources such as MoneyHelper are great for building up your pensions knowledge and guiding you through the important issues you face at retirement. Rather than providing general guidance an Independent Financial Adviser (IFA) will review your individual circumstances, finances and retirement goals and make a recommendation specific to your personal situation. Not everyone will want to pay for an Independent Financial Adviser, but if you do, it’s essential to use one that is regulated by the Financial Conduct Authority (FCA). If you need advice about transferring your pension savings, you should talk to an Independent Financial Adviser qualified in this area.
You can find a local Financial Conduct Authority-regulated Independent Financial Adviser using the ‘Find a regulated financial adviser’ tool from MoneyHelper.
MoneyHelper are there to give free, impartial guidance to make your money and pension choices clearer If you've been nudged by your pension provider for a free Pension Wise phone appointment to talk about the options for your Defined Contribution benefits.
During a Pension Wise appointment, a specialist will talk you through your options for taking your pension money.
Your appointment will last around 45 to 60 minutes. The specialist will explain your pension options, explain how each option is taxed and tell you what your next steps are.
For information about state pensions please contact The Pensions Service. Find out the age at which you can claim your state pension.
If you were in another scheme in the past and you have lost touch with them, then this central body should be able to help you trace them.
The Pensions Regulator is a pensions watchdog which makes sure schemes are run properly and protects members against fraud. Anyone who is worried about a scheme can 'blow the whistle' to The Pensions Regulator.
The Pensions Ombudsman was set up under the Pensions Act, and may investigate and determine any complaint or dispute of fact or law in relation to a pension scheme.
The Pension Protection Fund protect millions of people who belong to defined benefit pension schemes in the UK and pay pension benefits to over 295,000 people. They are a statutory public corporation led by our board and accountable to Parliament through the Secretary of State for the Department for Work and Pensions.
Financial services websites
Offers a comprehensive professional adviser search website to help you find the best adviser for your needs.
UK financial services information. Financial products and money saving tips.
The UK's leading self-help money site.
Visit for advice on reducing your costs.
Other useful websites
Age UK support all people over 50 in the UK, ensuring that they get the most from life. They provide essential services and campaign on issues like age discrimination and pensions.
The Citizens Advice service helps people resolve their legal, money and other problems by providing free information and advice from over 3,000 locations, and by influencing policymakers. Details of local Citizens Advice bureaus can be found by visiting the Citizens Advice website.